:root{--navy-900:#0a1e33;--navy-800:#0f2a45;--navy-700:#16385a;--navy-600:#1f4568;--gold-600:#a9832f;--gold-500:#c9a227;--gold-400:#d4b24f;--gold-100:#f3e6bf;--cream-100:#f6f0e2;--cream-200:#efe6d2;--cream-50:#faf7ef;--white:#fff;--ink:#16273a;--ink-soft:#4a5b6d;--paper-line:#dcd3bd;--navy-line:#ffffff1f;--bg-page:var(--white);--bg-dark:var(--navy-800);--bg-cream:var(--cream-100);--text-on-dark:#f2ece0;--text-on-dark-soft:#f2ece0b8;--font-display:"Fraunces", "Iowan Old Style", Georgia, serif;--font-sans:"Manrope", "Inter", system-ui, -apple-system, sans-serif;--font-mono:"IBM Plex Mono", ui-monospace, monospace;--maxw:1180px;--gutter:clamp(20px, 5vw, 64px);--radius-lg:20px;--radius-md:14px;--radius-sm:8px;--ease:cubic-bezier(.16, 1, .3, 1)}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.001ms!important;animation-duration:.001ms!important;animation-iteration-count:1!important}}*{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-sans);color:var(--ink);background:var(--bg-page);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0}img,svg{max-width:100%;display:block}a{color:inherit;text-decoration:none}button{font-family:inherit}h1,h2,h3,h4{font-family:var(--font-display);letter-spacing:-.01em;margin:0;font-weight:600;line-height:1.08}p{margin:0}.container{max-width:var(--maxw);padding-left:var(--gutter);padding-right:var(--gutter);margin:0 auto}.eyebrow{font-family:var(--font-sans);letter-spacing:.18em;text-transform:uppercase;color:var(--gold-500);align-items:center;gap:10px;font-size:.72rem;font-weight:700;display:inline-flex}.eyebrow:before{content:"";background:var(--gold-500);width:22px;height:1px;display:inline-block}.section{padding:clamp(56px,9vw,108px) 0}.section--tight{padding:clamp(40px,6vw,72px) 0}.section--dark{background:var(--bg-dark);color:var(--text-on-dark)}.section--cream{background:var(--bg-cream)}.section--navy-mid{background:var(--navy-700);color:var(--text-on-dark)}.section--dark h1,.section--dark h2,.section--dark h3,.section--navy-mid h1,.section--navy-mid h2,.section--navy-mid h3{color:var(--white)}.section--dark p,.section--navy-mid p{color:var(--text-on-dark-soft)}.btn{font-family:var(--font-sans);cursor:pointer;transition:transform .35s var(--ease), background .25s var(--ease), border-color .25s var(--ease), color .25s var(--ease);white-space:nowrap;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:14px 26px;font-size:.95rem;font-weight:700;display:inline-flex}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--gold-500);color:var(--navy-900)}.btn-primary:hover{background:var(--gold-400)}.btn-dark{background:var(--navy-800);color:var(--white)}.btn-dark:hover{background:var(--navy-700)}.btn-outline{color:var(--ink);background:0 0;border-color:#16273a40}.btn-outline:hover{border-color:var(--ink)}.btn-outline-light{color:var(--white);background:0 0;border-color:#ffffff59}.btn-outline-light:hover{border-color:var(--white)}.btn-row{flex-wrap:wrap;align-items:center;gap:14px;display:flex}.card{background:var(--white);border-radius:var(--radius-lg);border:1px solid #16273a14;padding:30px}.card--dark{background:var(--navy-700);border:1px solid var(--navy-line);color:var(--text-on-dark)}.card--cream{background:var(--cream-50);border:1px solid var(--paper-line)}.card h3,.card h4{margin-bottom:8px}.card--dark h3,.card--dark h4{color:var(--white)}.card p{color:var(--ink-soft);font-size:.96rem;line-height:1.55}.card--dark p{color:var(--text-on-dark-soft)}.grid{gap:20px;display:grid}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}@media (width<=900px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}.kicker-index{font-family:var(--font-mono);color:var(--gold-500);font-size:.78rem;font-weight:600}hr.rule{border:none;border-top:1px solid var(--paper-line);margin:0}.section--dark hr.rule,.section--navy-mid hr.rule{border-top-color:var(--navy-line)}.skip-link{background:var(--gold-500);color:var(--navy-900);z-index:999;border-radius:0 0 8px;padding:12px 18px;position:absolute;top:0;left:-9999px}.skip-link:focus{left:0}:focus-visible{outline:3px solid var(--gold-500);outline-offset:2px}.site-header{z-index:50;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#ffffffeb;border-bottom:1px solid #16273a14;position:sticky;top:0}.site-header__row{justify-content:space-between;align-items:center;height:76px;display:flex}.brand{align-items:center;display:flex}.brand__logo{object-fit:contain;width:auto;height:60px;display:block}.brand--footer .brand__logo{height:68px}.main-nav{align-items:center;gap:34px;display:flex}.main-nav ul{gap:30px;margin:0;padding:0;list-style:none;display:flex}.main-nav a{color:var(--ink-soft);transition:color .2s var(--ease);font-size:.92rem;font-weight:600;position:relative}.main-nav a:hover,.main-nav a.is-active{color:var(--navy-800)}.main-nav a.is-active:after{content:"";background:var(--gold-500);height:2px;position:absolute;bottom:-22px;left:0;right:0}.nav-toggle{cursor:pointer;background:0 0;border:none;flex-direction:column;gap:5px;padding:8px;display:none}.nav-toggle span{background:var(--navy-800);width:22px;height:2px;display:block}@media (width<=880px){.main-nav{background:var(--white);padding:28px var(--gutter);opacity:0;pointer-events:none;transition:opacity .25s var(--ease), transform .25s var(--ease);flex-direction:column;align-items:flex-start;position:fixed;inset:76px 0 0;transform:translateY(-8px)}.main-nav--open{opacity:1;pointer-events:auto;transform:translateY(0)}.main-nav ul{flex-direction:column;gap:20px;width:100%}.main-nav a.is-active:after{bottom:-6px}.main-nav__cta{margin-top:24px}.nav-toggle{display:flex}}.site-footer{background:var(--navy-900);color:var(--text-on-dark-soft);padding:64px 0 32px}.site-footer__grid{border-bottom:1px solid var(--navy-line);grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;padding-bottom:40px;display:grid}.site-footer__brand p{max-width:340px;margin-top:16px;font-size:.92rem;line-height:1.6}.site-footer__col h4{font-family:var(--font-sans);color:var(--white);letter-spacing:.05em;text-transform:uppercase;margin-bottom:16px;font-size:.85rem}.site-footer__col ul{flex-direction:column;gap:10px;margin:0;padding:0;font-size:.92rem;list-style:none;display:flex}.site-footer__col a:hover{color:var(--white)}.site-footer__bottom{flex-wrap:wrap;justify-content:space-between;gap:10px;padding-top:24px;font-size:.8rem;display:flex}.site-footer__signature{letter-spacing:.08em;color:var(--gold-400)}@media (width<=880px){.site-footer__grid{grid-template-columns:1fr 1fr}}@media (width<=560px){.site-footer__grid{grid-template-columns:1fr}}.hero{grid-template-columns:1.1fr .9fr;align-items:center;gap:48px;padding:clamp(16px,3vw,36px) 0 clamp(20px,4vw,40px);display:grid}.hero h1{font-size:clamp(2.2rem,4vw,3.4rem)}.hero p.lede{max-width:46ch;color:var(--text-on-dark-soft);margin-top:20px;font-size:1.05rem;line-height:1.65}.section:not(.section--dark):not(.section--navy-mid) .hero p.lede{color:var(--ink-soft)}.hero .btn-row{margin-top:30px}@media (width<=900px){.hero{grid-template-columns:1fr}}.orbit{justify-content:center;align-items:center;width:100%;max-width:480px;height:480px;margin:0 auto;display:flex;position:relative}.orbit__ring{border:1.5px solid var(--navy-line);pointer-events:none;border-radius:50%;width:380px;height:380px;position:absolute}.orbit__center{z-index:3;background:var(--white);width:204px;height:204px;color:var(--navy-900);text-align:center;border-radius:26px;flex-direction:column;justify-content:center;align-items:center;gap:8px;padding:20px 14px;animation:7s ease-in-out infinite orbit-float;display:flex;position:relative;box-shadow:0 20px 50px #0006}.orbit__center-title{font-family:var(--font-display);font-size:1.28rem;font-weight:600;line-height:1.25}.orbit__center-sub{color:var(--ink-soft);white-space:nowrap;font-size:.8rem}.orbit__node{background:var(--navy-600);border:1px solid var(--navy-line);z-index:2;border-radius:16px;flex-direction:column;justify-content:center;gap:4px;width:168px;min-height:84px;padding:14px 16px;animation:7s ease-in-out infinite orbit-float;display:flex;position:absolute;box-shadow:0 10px 30px #00000040}.orbit__node strong{color:var(--white);font-size:.92rem;font-family:var(--font-sans)}.orbit__node span{color:var(--text-on-dark-soft);font-size:.78rem;line-height:1.35}.orbit__node--tl{animation-delay:.4s;top:6%;left:0%}.orbit__node--tr{animation-delay:1.2s;top:6%;right:0%}.orbit__node--bl{animation-delay:2s;bottom:6%;left:0%}.orbit__node--br{animation-delay:.8s;bottom:6%;right:0%}@keyframes orbit-float{0%,to{transform:translateY(0)}50%{transform:translateY(-8px)}}@media (width<=900px){.orbit{max-width:380px;height:380px;margin-top:16px}.orbit__ring{width:300px;height:300px}.orbit__center{border-radius:20px;width:140px;height:140px;padding:14px}.orbit__center-title{font-size:1rem}.orbit__center-sub{font-size:.72rem}.orbit__node{width:135px;min-height:72px;padding:10px 12px}.orbit__node strong{font-size:.84rem}.orbit__node span{font-size:.72rem}.orbit__node--tl{top:2%;left:-2%}.orbit__node--tr{top:2%;right:-2%}.orbit__node--bl{bottom:2%;left:-2%}.orbit__node--br{bottom:2%;right:-2%}}@media (width<=560px){.orbit{max-width:320px;height:320px}.orbit__ring{width:250px;height:250px}.orbit__center{border-radius:16px;width:120px;height:120px;padding:10px}.orbit__center-title{font-size:.9rem}.orbit__node{border-radius:12px;width:118px;min-height:64px;padding:8px 10px}}.page-hero{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:32px;padding:clamp(44px,7vw,72px) 0 clamp(28px,5vw,44px);display:flex}.page-hero h1{max-width:16ch;margin-top:14px;font-size:clamp(1.9rem,3.2vw,2.7rem)}.page-hero .page-hero__aside{max-width:34ch;color:var(--ink-soft);padding-top:8px;font-size:.95rem}.section--dark .page-hero .page-hero__aside,.section--navy-mid .page-hero .page-hero__aside{color:var(--text-on-dark-soft)}.numbered-row{border-top:1px solid var(--paper-line);gap:20px;padding:22px 0;display:flex}.section--dark .numbered-row,.section--navy-mid .numbered-row{border-top-color:var(--navy-line)}.numbered-row__n{font-family:var(--font-mono);color:var(--gold-500);min-width:34px;padding-top:3px;font-size:.85rem;font-weight:600}.numbered-row h4{margin-bottom:4px;font-size:1.05rem}.numbered-row p{color:var(--ink-soft);font-size:.94rem;line-height:1.55}.section--dark .numbered-row p,.section--navy-mid .numbered-row p{color:var(--text-on-dark-soft)}.tag{color:var(--ink-soft);border:1px solid #16273a2e;border-radius:999px;align-items:center;padding:8px 16px;font-size:.82rem;font-weight:600;display:inline-flex}.section--dark .tag,.section--navy-mid .tag,.card--dark .tag{border-color:var(--navy-line);color:var(--text-on-dark)}.tag-row{flex-wrap:wrap;gap:10px;display:flex}.stat-band{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.stat-band__item{flex-direction:column;gap:6px;display:flex}.stat-band__title{letter-spacing:.1em;text-transform:uppercase;color:var(--gold-500);font-size:.78rem;font-weight:700}.stat-band__detail{font-size:.95rem}@media (width<=760px){.stat-band{grid-template-columns:1fr}}.timeline-spine{padding-left:34px;position:relative}.timeline-spine__line{background:linear-gradient(var(--gold-500), var(--navy-line));width:2px;position:absolute;top:16px;bottom:16px;left:15px}.timeline-spine__item{gap:20px;padding-bottom:40px;display:flex;position:relative}.timeline-spine__item:last-child{padding-bottom:0}.timeline-spine__dot{background:var(--white);border:1px solid var(--paper-line);width:32px;height:32px;font-family:var(--font-mono);color:var(--gold-600);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:.72rem;font-weight:700;display:flex;position:absolute;left:-34px}.timeline-spine__item h4{margin-bottom:6px;font-size:1.05rem}.timeline-spine__item p{color:var(--ink-soft);max-width:32ch;font-size:.9rem}@media (width<=900px){.timeline-spine{margin-top:24px}}.combine-diagram{grid-template-rows:auto auto;grid-template-columns:repeat(3,1fr);align-items:center;gap:24px;padding:20px 0;display:grid;position:relative}.combine-diagram__node.card{padding:22px}.combine-diagram__node h4{margin-bottom:6px;font-size:1rem}.combine-diagram__node p{font-size:.85rem}.combine-diagram__center{background:var(--white);color:var(--navy-900);text-align:center;border-radius:24px;flex-direction:column;grid-area:1/2/3;justify-content:center;align-items:center;gap:6px;min-height:160px;display:flex;box-shadow:0 24px 60px #00000059}.combine-diagram__center strong{font-family:var(--font-display);font-size:1.2rem}.combine-diagram__center span{color:var(--ink-soft);font-size:.8rem}@media (width<=860px){.combine-diagram{grid-template-columns:1fr}.combine-diagram__center{order:-1;grid-area:auto/1;margin-bottom:8px}}.legal-copy{flex-direction:column;gap:16px;display:flex}.legal-copy p,.legal-copy li{color:var(--ink-soft);font-size:.98rem;line-height:1.7}.legal-copy h2{color:var(--ink);margin-top:20px;font-size:1.25rem}.legal-copy ul{flex-direction:column;gap:8px;margin:0;padding-left:22px;display:flex}.legal-copy a{color:var(--gold-600);text-decoration:underline}.contact-form{padding:36px}.field{flex-direction:column;gap:8px;font-size:.85rem;display:flex}.field span,.field-label{color:var(--text-on-dark);font-size:.85rem;font-weight:600}.field input,.field select,.field textarea{font-family:var(--font-sans);border:1px solid var(--navy-line);background:var(--navy-800);color:var(--white);border-radius:10px;padding:12px 14px;font-size:.92rem}.field input::placeholder,.field textarea::placeholder{color:#f2ece073}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--gold-500);outline-offset:1px;border-color:var(--gold-500)}.field textarea{resize:vertical;font-family:inherit}.reason-toggle{flex-wrap:wrap;gap:10px;display:flex}.reason-toggle__btn{border:1px solid var(--navy-line);background:var(--navy-800);color:var(--text-on-dark-soft);cursor:pointer;transition:all .2s var(--ease);border-radius:12px;padding:12px 16px;font-size:.85rem;font-weight:600}.reason-toggle__btn.is-active{background:var(--gold-500);border-color:var(--gold-500);color:var(--navy-900)}.text-center{text-align:center}.mt-8{margin-top:8px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-32{margin-top:32px}.mt-48{margin-top:48px}.max-w-prose{max-width:62ch}.section-head{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:32px;margin-bottom:clamp(28px,4vw,48px);display:flex}.section-head h2{max-width:18ch;margin-top:14px;font-size:clamp(1.6rem,3vw,2.3rem)}.section-head .section-head__aside{max-width:36ch;color:var(--ink-soft);padding-top:6px;font-size:.95rem}.section--dark .section-head__aside,.section--navy-mid .section-head__aside{color:var(--text-on-dark-soft)}.divider-list{flex-direction:column;display:flex}.divider-list>*+*{border-top:1px solid var(--paper-line)}.section--dark .divider-list>*+*,.section--navy-mid .divider-list>*+*{border-top-color:var(--navy-line)}.callout-strip{border-radius:var(--radius-lg);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;padding:28px 32px;display:flex}.callout-strip h3,.callout-strip p{margin:0}.callout-strip p{font-size:.92rem}.callout-strip--navy{background:var(--navy-800);color:var(--white)}.callout-strip--navy p{color:var(--text-on-dark-soft)}.callout-strip--gold{background:var(--gold-500);color:var(--navy-900)}.callout-strip--gold p{color:#0a1e33b8}.callout-strip--cream{background:var(--cream-100);border:1px solid var(--paper-line)}.callout-strip--cream p{color:var(--ink-soft)}.icon-frame{width:44px;height:44px;color:var(--gold-600);background:#c9a2271f;border-radius:12px;justify-content:center;align-items:center;margin-bottom:16px;display:flex}.badge-list{flex-direction:column;gap:16px;margin:0;padding:0;list-style:none;display:flex}.badge-list li{align-items:flex-start;gap:14px;font-size:.94rem;line-height:1.5;display:flex}.badge-list .check{background:var(--gold-500);width:20px;height:20px;color:var(--navy-900);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;margin-top:1px;font-size:.72rem;font-weight:700;line-height:1;display:flex}.badge-list li>div,.badge-list li>span:not(.check){flex:1}